Bridging Loans in London
Fast, flexible funding for London - based businesses, from auction purchases to property development.
At JoTash, we specialise in business-only, asset-backed bridging loans designed for speed, certainty, and flexibility. Whether you're buying under the hammer, unlocking capital for development, or covering a short-term cash flow gap, our London bridging loans deliver funds when traditional lenders stall.
We lend based on the value of the property, not your credit score. If the numbers stack up, you’ll get a decision in days, not weeks.
Estimate Your Loan Amount in Seconds
JoTash Capital offers two tailored bridging loan products, based on risk level and client profile:
1.5% Arrangement Fee + 1.5% Monthly Interest + 1.5% Exit Fee
Up to 60% Loan-to-Value (LTV)
Loan Term: 3, 6, or 9 Months
No Heavy Adverse, No Bankruptcies, No Repossessions, No Live CCJs, No Missed Payments
2% Arrangement Fee + 2% Monthly Interest + 2% Exit Fee
Up to 70% Loan-to-Value (LTV)
Loan Term: 3, 6, or 9 Months
Designed for Borrowers with CCJs, Missed Payments, or Adverse Credit History
Minimum Loan: £50,000 | Maximum Loan: £500,000
Why Use a Bridging Loan in London
Whether you’re converting a unit, modernising an HMO, or increasing a property’s value before resale, our self-funded bridging loans give you the speed and control to keep your project moving.
Auction Finance
Property auctions in London move fast—our loans move faster. Use our bridging finance to secure your bid and complete within the tight 28-day auction window.
Business Cash
Flow Gaps
Bridge revenue gaps or cover urgent operational costs. If you own London-based property, we’ll help you unlock capital—even with adverse credit.
Refurbishment or Development
From flat conversions in Islington to commercial upgrades in Croydon, JoTash funding supports London developers needing upfront capital for works before refinance or sale.
Funding “Unmortgageable” Properties
We lend against properties traditional lenders won’t touch—think mixed-use, semi-commercial, or vacant buildings mid-renovation.
Business owners or companies with UK-registered property assets. We do not lend to individuals for personal borrowing.
No. Our loans are strictly unregulated and for business purposes only.
Residential (non-owner occupied), semi-commercial, and commercial properties across London.
Yes. Loan B is tailored for borrowers with adverse credit, focusing on asset value over credit history.
Most London borrowers receive funds within 5–10 business days of application.
In most cases, yes—though this depends on deal structure and asset strength.
Absolutely. We’re experienced in completing within tight auction timelines across all London boroughs.
