Bridging Finance for Unmortgageable Business Properties

Get fast bridging finance for unmortgageable properties — ideal for buildings rejected by banks or unfit for standard mortgages.

*Strictly for business purposes only.

Intro

Bridging Loans for Unmortgageable Properties

Struggling to fund a property that’s been rejected by high street lenders? Our bridging finance for unmortgageable properties is ideal for commercial acquisitions, investment opportunities, or buildings without kitchens, bathrooms, or compliance certificates.

Loans strictly for business purposes
Suitable for commercial and investment property acquisitions only
No personal use, regulated mortgages or consumer lending

How We Help with Unmortgageable Properties

If the property suits your business strategy — even if it’s uninhabitable or unconventional — we’ll work with you to fund it. Our loans are built around your exit plan, not a credit score or tenant.

Up to 70% Loan-to-Value
Up to 70% Loan-to-Value

Secure a large portion of the hammer price with flexible terms.

Funding Within Days
Funding Within Days

Auction deadlines are tight — we move fast to meet them.

No Income Proof Required
No Income Proof Required

Ideal for developers, landlords, and investors with complex finances.

Tailored Exit Plans
Tailored Exit Plans

Repay from resale, refinance, or long-term investment mortgage.

Estimate Your Loan Amount in Seconds

JoTash Capital offers two tailored bridging loan products, based on risk level and client profile:

1.5% Arrangement Fee + 1.5% Monthly Interest + 1.5% Exit Fee
Up to 60% Loan-to-Value (LTV)
Loan Term: 3, 6, or 9 Months
No Heavy Adverse, No Bankruptcies, No Repossessions, No Live CCJs, No Missed Payments
2% Arrangement Fee + 2% Monthly Interest + 2% Exit Fee
Up to 70% Loan-to-Value (LTV)
Loan Term: 3, 6, or 9 Months
Designed for Borrowers with CCJs, Missed Payments, or Adverse Credit History

Minimum Loan: £50,000 | Maximum Loan: £500,000

Need to Fund a Complex or Rejected Property?

We specialise in business bridging loans where others say no.

Have a question? check these answers.

Issues like no kitchen or bathroom, non-standard construction, or complex legal title — all common in value-add commercial opportunities.

 

Yes, we do not require proof of rental income or tenancy agreements.

 

No, our funding is for business use only and cannot be used for regulated residential purchases.

Ask Us a Question

Not sure which loan suits your needs? Send us your question and our team will reply as soon as possible.